备考FRM考试，对于FRM真题考生是很有必要做的，尤其是近几年的FRM真题。下面是小编列举的相关真题，希望对你有所帮助！
In a securitized transaction, over-collateralization results when:》2022年新版FRM一二级内部资料免费领取！【精华版】
A) The originator puts aside some cash in a reserve account to absorb credit losses.
B) Asecuritization transaction carves up the cash flows generated from the asset pool into various pieces.
C) The interest payments and other fees received on the assets in the pool exceed the interest payment made on the asset-backed security (ABS) plus the fee paid to service the assets along with miscellaneous expenses.
D) The value of the assets in the pool exceeds the amount of asset-backed security(ABS) involved
答案：D
解析：A. Stands for cash reserve account
B. Definition for subordinated tranching
C. Mentions about excess spread
D. Is correct defines over collateralization
Which of the following is an example of internal enhancements?
A) CDS
B) Put options on assets
C) Overcollateralization
D) Letters of credit
答案：C
解析：Internal enhancements include: overcollateralization, direct equity issue, holdback, cash collateral account (CCA), excess spread.
External credit enhancement include, insurance, and guaranties, letters of credit, CDS, put options on assets.
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